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Follow your Goals!

Having a good credit score is vital if lenders are going to consider giving you a mortgage for a house. That is why it is essential to check your credit report on a regular basis so you know where you stand and what you can improve on. The requirements of the Federal Housing Administration have low requirements needing at least a credit score of 500 for a 10 percent down payment. However, you should be looking at a more realistic minimum of 600 or above.



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